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The commercial real estate industry’s most trusted and comprehensive loan management solution

For commercial banks, insurance companies, mortgage bankers, GSE’s, and more


4 out of 5 top servicers use STRATEGY according to the MBA


180,000+ commercial real estate loans

Unlimited users

Unlimited users at no additional cost


Flexible implementation & training options

A single system to automate CRE loan management

STRATEGY’s integrated applications work together to ensure your organization excels at being next-level efficient while reducing risk. Automate your operation across the life of a loan to meet the increasing needs of your borrowers, investors, and regulatory agencies.





Loan admin and accounting

Loan Administration & Accounting

Investor reporting

Investor reporting

Portfolio management

Portfolio Management







Loan Administration

Customer Information

  • Entities are entered once
  • Track extensive contact information & multiple addresses
  • Assign roles the entity fulfills
  • Assign an entity to multiple loans & view exposure
  • Multiple lending types within one Loan
  • Tranches at different terms
  • Transfer funds between tranches

Loan Information

  • Current status “snapshot” of loan
  • Currency indicator
  • Fixed or adjustable rates
  • Revolving balances
  • Holdbacks & buydowns
  • Multiple payment frequencies
  • Multiple payment types including interest only, fixed prin. & interest, reg. amortizing and neg. amortizing
  • Multiple options for interest rate calculations

Select Payment Application Order at the Loan/Tranche Level

Business Calendar Logic

  • Payment due dates & late charges
  • Adjustable loan review/payment change
  • Pending changes to loan terms

Default Interest

  • Accrue and track additional interest for both monetary and non-monetary defaults
  • Automatically begin accrual with delinquency

Deferred Interest

  • Multiple methods to defer interest
  • Track deferment, collect payments, and capitalize deferred amounts

Deferred Revenue & Expenses

  • Straight line & level yield methods for accretion/amortization

Reporting Fields for Data Stratification

Automated Valuation Analysis

Payoff Quotes

Cross Collateralization & Cross Defaulted Loans

Prepayment Premiums

  • Stores requirements & effective dates for multiple premiums


  • One-time, recurring or event-based
  • Calculate, assess, and bill borrower fees


  • Dual-authentication
  • Designate access by user & group
  • Define user & group screen rights
  • SOC 1 compliant


  • General Ledger with Transaction Detail
  • Non-performing loans
  • Contra accounting
  • Debt forgiveness & write-offs

Adjustable Loans

  • Multiple adjustable methods, including all SOFR methods
  • Rate Cap /Hedge Monitoring

Escrow Processing

  • Taxes & insurance
  • Support multiple tax service companies
  • Discount schedules
  • Forced place & blanket
  • Loss tracking
  • Complex escrow analysis


  • User defined reserve types
  • Track accounts at DDA level
  • Cap balances

Investor Processing

  • Manage multiple remittance methods by loan or investor (Syndication Same Day Remittance, Daily, Weekly, Monthly, Quarterly, etc.)
  • GSEs, internal or private investors
  • Bond Processing
  • Principal Reserve & Redemption
  • Securitized and syndicated Loans (CREFC Reporting)
  • Calculates & remits amounts due

Transaction Processing

  • Lockbox, ACH, pre-authorized payments
  • Wire processing & check writing
  • Correspondent servicing
  • Transaction reports
  • Journal vouchers for adjustments
  • Loan loss reserve write-offs


  • Track loans in progress
  • Capture collateral performance & condition
  • Calculate & store underwriting ratios
  • Track requested & received required items
  • Transfer info at closing for servicing


  • Borrower self-service portal to reduce phone call volume
  • WriteTrack letter & notice creation

Portfolio Management & Analysis

  • Enter & store detailed property info
  • Assign & view properties from multiple loans
  • Property performance & condition information
  • Visualize relationships & exposure
  • Real-time identification of properties in natural disaster areas
  • Financial statements
  • Track valuations, inspections & rent rolls
  • Centralize appraisal data storage
  • View rule violations for selected loans

Process Manager

  • Quickly assign and route work to staff and vendors
  • Eliminates reminders and ticklers
  • Easily set up workflows with no IT assistance

Intelligence Engine

  • Automated monitoring of your entire portfolio
  • Monitor for any risk indicators and covenants to
  • Ensure the health of the loan
  • Automatically perform actions when indicators are identified (alerts, emails, letters, start a process)

Insurance Compliance

  • Scan, compare and monitor insurance policy against risk requirements in seconds
  • Cloud-based intelligence engine with pre-loaded Fannie, Freddie & FHA requirements
  • Includes workflows

Trigger Management

  • Automate management of all loan covenants


  • Construction budget management
  • Centralize visibility of all construction loans


  • 100’s of on-demand reports
  • Customize & create an ad-hoc report
  • NAIC Schedule B, IRS reporting, OSAR available
  • Access and use your data as needed
  • No technical resource needed to create a report

Data Migration Tools

  • Smart Spreadsheet boards loans in minutes
  • MaTi the bot for one-time Excel mapping
  • API’s to access and transfer data

Schedule a FREE demo: call,  email us or fill out our demo request form

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